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Skills
Reading

Instructions Match the headings with the paragraphs. Write them on the lines.

  1. Get a job
  2. Money-saving tips
  3. A saving plan
  4. First save, then spend
  5. Make a budget

    A penny a day...


  1. If you can't afford to buy something, such as a new pair of shoes, find out how much they cost and then set yourself a target date to buy them. Work out how much you'll need to save each week and stick to it.

  2. Here are some ways to save money: You could walk or ride your bike to school instead of taking the bus. You could stop buying candy and sodas. You could make sandwiches for lunch instead of eating in the cafeteria.

  3. In order to save money, you have to earn more than you spend. If you can't cut your spending, try earning some more. You could get a job with a neighbor doing yard work, help in a local store on the weekend or deliver papers.

  4. When you get you allowance or pay, decide in advance how you're going to spend it. Set limits on how much you plan to save, how much you plan to spend and exactly what you plan to spend it on.

  5. Don't wait until the end of the week to save your cash. Put the money in your piggy bank or savings account as soon as you get it. That way you won't be so tempted to spend it.